Call reports 2024
AMERICA'S COMMUNITY BANK — 2024
What AMERICA'S COMMUNITY BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 48,058,000 | 47,302,000 | 49,716,000 | 50,589,000 |
| Total loans | 41,521,000 | 43,091,000 | 43,948,000 | 45,606,000 |
| Allowance for loan losses | 490,000 | 516,000 | 511,000 | 548,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,841,000 | 39,661,000 | 41,590,000 | 41,777,000 |
| Interest-bearing deposits | 33,507,000 | 32,536,000 | 31,816,000 | 32,762,000 |
| Noninterest-bearing deposits | 7,334,000 | 7,125,000 | 9,774,000 | 9,015,000 |
| Equity capital | 4,476,000 | 4,623,000 | 4,796,000 | 4,911,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 743,000 | 1,510,000 | 2,322,000 | 3,176,000 |
| Interest expense | 296,000 | 606,000 | 931,000 | 1,256,000 |
| Net interest income | 447,000 | 904,000 | 1,391,000 | 1,920,000 |
| Noninterest income | 9,000 | 20,000 | 33,000 | 38,000 |
| Noninterest expense | 293,000 | 581,000 | 876,000 | 1,248,000 |
| Provision for loan losses | 50,000 | 75,000 | 110,000 | 161,000 |
| Pretax income | 186,000 | 333,000 | 506,000 | 621,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 186,000 | 333,000 | 506,000 | 621,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,476,000 | 4,623,000 | 4,796,000 | 4,911,000 |