Call reports 2022
AMERICA'S COMMUNITY BANK — 2022
What AMERICA'S COMMUNITY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 39,802,000 | 37,707,000 | 38,724,000 | 40,645,000 |
| Total loans | 32,616,000 | 32,681,000 | 35,861,000 | 39,092,000 |
| Allowance for loan losses | 371,000 | 390,000 | 392,000 | 442,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,655,000 | 33,604,000 | 34,450,000 | 34,495,000 |
| Interest-bearing deposits | 26,971,000 | 25,066,000 | 25,041,000 | 24,877,000 |
| Noninterest-bearing deposits | 8,684,000 | 8,538,000 | 9,409,000 | 9,618,000 |
| Equity capital | 4,095,000 | 4,048,000 | 4,207,000 | 4,297,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 395,000 | 803,000 | 1,238,000 | 1,744,000 |
| Interest expense | 38,000 | 73,000 | 108,000 | 167,000 |
| Net interest income | 357,000 | 730,000 | 1,130,000 | 1,577,000 |
| Noninterest income | 20,000 | 43,000 | 51,000 | 55,000 |
| Noninterest expense | 244,000 | 473,000 | 719,000 | 990,000 |
| Provision for loan losses | 8,000 | 27,000 | 30,000 | 80,000 |
| Pretax income | 125,000 | 273,000 | 432,000 | 562,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 125,000 | 273,000 | 432,000 | 562,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,095,000 | 4,048,000 | 4,207,000 | 4,297,000 |
| Total capital | 4,466,000 | 4,408,000 | — | — |
| Risk-weighted assets | 31,338,000 | 28,805,000 | — | — |