Call reports 2021
AMERICA'S COMMUNITY BANK — 2021
What AMERICA'S COMMUNITY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 35,431,000 | 37,204,000 | 37,551,000 | 38,500,000 |
| Total loans | 28,893,000 | 29,977,000 | 30,681,000 | 32,364,000 |
| Allowance for loan losses | 341,000 | 342,000 | 341,000 | 363,000 |
| Securities available for sale | 252,000 | 251,000 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,696,000 | 33,371,000 | 33,612,000 | 34,476,000 |
| Interest-bearing deposits | 25,156,000 | 26,275,000 | 26,266,000 | 26,850,000 |
| Noninterest-bearing deposits | 6,540,000 | 7,096,000 | 7,346,000 | 7,626,000 |
| Equity capital | 3,705,000 | 3,784,000 | 3,846,000 | 3,970,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 378,000 | 768,000 | 1,128,000 | 1,512,000 |
| Interest expense | 44,000 | 90,000 | 137,000 | 182,000 |
| Net interest income | 334,000 | 678,000 | 991,000 | 1,330,000 |
| Noninterest income | 22,000 | 42,000 | 48,000 | 71,000 |
| Noninterest expense | 263,000 | 546,000 | 803,000 | 1,018,000 |
| Provision for loan losses | 7,000 | 7,000 | 8,000 | 30,000 |
| Pretax income | 86,000 | 167,000 | 228,000 | 353,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 86,000 | 167,000 | 228,000 | 353,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,703,000 | 3,784,000 | 3,846,000 | 3,970,000 |
| Total capital | 4,044,000 | 4,126,000 | 4,187,000 | 4,333,000 |
| Risk-weighted assets | 28,802,000 | 28,499,000 | 28,139,000 | 30,537,000 |