Call reports 2018
AMERICA'S COMMUNITY BANK — 2018
What AMERICA'S COMMUNITY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 29,114,000 | 27,062,000 | 27,875,000 | 27,316,000 |
| Total loans | 16,964,000 | 18,354,000 | 20,638,000 | 19,909,000 |
| Allowance for loan losses | 262,000 | 261,000 | 262,000 | 259,000 |
| Securities available for sale | 626,000 | 1,699,000 | 1,444,000 | 1,250,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,146,000 | 23,678,000 | 24,466,000 | 23,864,000 |
| Interest-bearing deposits | 16,188,000 | 20,927,000 | 21,251,000 | 20,417,000 |
| Noninterest-bearing deposits | 8,958,000 | 2,751,000 | 3,215,000 | 3,447,000 |
| Equity capital | 3,923,000 | 3,341,000 | 3,364,000 | 3,400,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 256,000 | 535,000 | 835,000 | 1,158,000 |
| Interest expense | 54,000 | 109,000 | 169,000 | 237,000 |
| Net interest income | 202,000 | 426,000 | 666,000 | 921,000 |
| Noninterest income | 9,000 | 20,000 | 23,000 | 29,000 |
| Noninterest expense | 209,000 | 419,000 | 637,000 | 865,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,000 | 27,000 | 52,000 | 85,000 |
| Income tax | 0 | 3,000 | 3,000 | 3,000 |
| Net income | 2,000 | 24,000 | 49,000 | 82,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,926,000 | 3,347,000 | 3,371,000 | 3,400,000 |
| Total capital | 4,119,000 | 3,608,000 | 3,633,000 | 3,642,000 |
| Risk-weighted assets | 15,388,000 | 17,167,000 | 19,263,000 | 19,373,000 |