Call reports 2017
AMERICA'S COMMUNITY BANK — 2017
What AMERICA'S COMMUNITY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 29,665,000 | 29,610,000 | 29,681,000 | 28,788,000 |
| Total loans | 21,172,000 | 21,011,000 | 21,036,000 | 19,215,000 |
| Allowance for loan losses | 476,000 | 477,000 | 260,000 | 262,000 |
| Securities available for sale | 258,000 | 257,000 | 258,000 | 255,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,982,000 | 25,919,000 | 25,734,000 | 24,825,000 |
| Interest-bearing deposits | 22,628,000 | 23,016,000 | 22,543,000 | 21,662,000 |
| Noninterest-bearing deposits | 3,354,000 | 2,903,000 | 3,191,000 | 3,163,000 |
| Equity capital | 3,648,000 | 3,646,000 | 3,896,000 | 3,923,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 330,000 | 616,000 | 906,000 | 1,212,000 |
| Interest expense | 52,000 | 105,000 | 158,000 | 214,000 |
| Net interest income | 278,000 | 511,000 | 748,000 | 998,000 |
| Noninterest income | 13,000 | 23,000 | 36,000 | 40,000 |
| Noninterest expense | 227,000 | 470,000 | 685,000 | 910,000 |
| Provision for loan losses | 0 | 1,000 | -213,000 | -214,000 |
| Pretax income | 64,000 | 63,000 | 312,000 | 342,000 |
| Income tax | 2,000 | 2,000 | 3,000 | 2,000 |
| Net income | 62,000 | 61,000 | 309,000 | 340,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,645,000 | 3,644,000 | 3,893,000 | 3,923,000 |
| Total capital | 3,900,000 | 3,891,000 | 4,140,000 | 4,149,000 |
| Risk-weighted assets | 20,162,000 | 19,504,000 | 19,774,000 | 18,063,000 |