Call reports 2006
AMERICA'S COMMUNITY BANK — 2006
What AMERICA'S COMMUNITY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 34,159,000 | 33,877,000 | 34,539,000 | 36,293,000 |
| Total loans | 26,458,000 | 25,635,000 | 24,182,000 | 24,386,000 |
| Allowance for loan losses | 322,000 | 324,000 | 308,000 | 316,000 |
| Securities available for sale | 1,658,000 | 1,642,000 | 2,654,000 | 4,129,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,948,000 | 29,609,000 | 30,195,000 | 31,988,000 |
| Interest-bearing deposits | 27,710,000 | 27,355,000 | 27,679,000 | 28,342,000 |
| Noninterest-bearing deposits | 2,238,000 | 2,254,000 | 2,516,000 | 3,646,000 |
| Equity capital | 2,526,000 | 2,571,000 | 2,606,000 | 2,574,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 540,000 | 1,118,000 | 1,713,000 | 2,330,000 |
| Interest expense | 236,000 | 492,000 | 757,000 | 1,045,000 |
| Net interest income | 304,000 | 626,000 | 956,000 | 1,285,000 |
| Noninterest income | 14,000 | 39,000 | 61,000 | 80,000 |
| Noninterest expense | 262,000 | 517,000 | 774,000 | 1,096,000 |
| Provision for loan losses | 5,000 | 7,000 | 11,000 | 19,000 |
| Pretax income | 51,000 | 141,000 | 232,000 | 250,000 |
| Income tax | -3,000 | 0 | 5,000 | 5,000 |
| Net income | 54,000 | 141,000 | 227,000 | 245,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,496,000 | 2,546,000 | 2,572,000 | 2,536,000 |
| Total capital | 2,812,000 | 2,857,000 | 2,871,000 | 2,842,000 |
| Risk-weighted assets | 25,236,000 | 24,844,000 | 23,914,000 | 24,466,000 |
Machine access — free, no API key
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