Call reports 2020
TRI-COUNTY TRUST COMPANY — 2020
What TRI-COUNTY TRUST COMPANY reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 58,027,000 | 62,041,000 | 63,358,000 | 63,555,000 |
| Total loans | 41,923,000 | 43,659,000 | 45,272,000 | 42,808,000 |
| Allowance for loan losses | 715,000 | 760,000 | 721,000 | 725,000 |
| Securities available for sale | 13,565,000 | 15,784,000 | 16,051,000 | 16,656,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,400,000 | 54,179,000 | 55,158,000 | 55,115,000 |
| Interest-bearing deposits | 43,895,000 | 45,156,000 | 47,491,000 | 47,436,000 |
| Noninterest-bearing deposits | 7,505,000 | 9,023,000 | 7,667,000 | 7,679,000 |
| Equity capital | 6,444,000 | 7,655,000 | 7,868,000 | 8,274,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 701,000 | 1,477,000 | 2,136,000 | 2,860,000 |
| Interest expense | 160,000 | 313,000 | 440,000 | 561,000 |
| Net interest income | 541,000 | 1,164,000 | 1,696,000 | 2,299,000 |
| Noninterest income | 8,000 | 34,000 | 77,000 | 176,000 |
| Noninterest expense | 397,000 | 812,000 | 1,210,000 | 1,585,000 |
| Provision for loan losses | 10,000 | 50,000 | 85,000 | 115,000 |
| Pretax income | 142,000 | 336,000 | 478,000 | 774,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 142,000 | 336,000 | 478,000 | 774,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,868,000 | 7,062,000 | 7,204,000 | 7,501,000 |