Call reports 2016
TRI-COUNTY TRUST COMPANY — 2016
What TRI-COUNTY TRUST COMPANY reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 54,024,000 | 55,509,000 | 55,698,000 | 55,968,000 |
| Total loans | 37,517,000 | 41,056,000 | 42,187,000 | 41,851,000 |
| Allowance for loan losses | 700,000 | 700,000 | 690,000 | 617,000 |
| Securities available for sale | 13,445,000 | 13,084,000 | 11,298,000 | 11,064,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,816,000 | 48,027,000 | 48,886,000 | 49,344,000 |
| Interest-bearing deposits | 41,943,000 | 40,937,000 | 42,108,000 | 42,713,000 |
| Noninterest-bearing deposits | 5,873,000 | 7,090,000 | 6,778,000 | 6,631,000 |
| Equity capital | 6,109,000 | 6,470,000 | 6,603,000 | 6,523,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 610,000 | 1,220,000 | 1,903,000 | 2,528,000 |
| Interest expense | 73,000 | 135,000 | 222,000 | 288,000 |
| Net interest income | 537,000 | 1,085,000 | 1,681,000 | 2,240,000 |
| Noninterest income | 42,000 | 66,000 | 94,000 | 94,000 |
| Noninterest expense | 340,000 | 720,000 | 1,097,000 | 1,384,000 |
| Provision for loan losses | 0 | 15,000 | 45,000 | 75,000 |
| Pretax income | 244,000 | 462,000 | 705,000 | 917,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 244,000 | 462,000 | 705,000 | 917,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,991,000 | 6,209,000 | 6,452,000 | 6,664,000 |
| Total capital | 6,540,000 | 6,798,000 | 7,056,000 | 7,274,000 |
| Risk-weighted assets | 43,776,000 | 46,982,000 | 48,197,000 | 48,825,000 |