Call reports 2015
TRI-COUNTY TRUST COMPANY — 2015
What TRI-COUNTY TRUST COMPANY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 52,738,000 | 52,201,000 | 53,826,000 | 53,288,000 |
| Total loans | 34,092,000 | 36,232,000 | 37,065,000 | 38,123,000 |
| Allowance for loan losses | 731,000 | 721,000 | 710,000 | 695,000 |
| Securities available for sale | 15,237,000 | 13,968,000 | 13,691,000 | 13,320,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,929,000 | 45,882,000 | 46,015,000 | 45,191,000 |
| Interest-bearing deposits | 39,959,000 | 39,238,000 | 38,451,000 | 39,220,000 |
| Noninterest-bearing deposits | 6,970,000 | 6,644,000 | 7,564,000 | 5,971,000 |
| Equity capital | 5,668,000 | 5,703,000 | 6,095,000 | 6,440,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 596,000 | 1,201,000 | 1,833,000 | 2,445,000 |
| Interest expense | 68,000 | 132,000 | 200,000 | 270,000 |
| Net interest income | 528,000 | 1,069,000 | 1,633,000 | 2,175,000 |
| Noninterest income | 6,000 | 40,000 | 70,000 | 96,000 |
| Noninterest expense | 333,000 | 662,000 | 984,000 | 1,323,000 |
| Provision for loan losses | 0 | 5,000 | 5,000 | 5,000 |
| Pretax income | 196,000 | 447,000 | 738,000 | 964,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 196,000 | 447,000 | 738,000 | 964,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,609,000 | 5,859,000 | 6,150,000 | 6,377,000 |
| Total capital | 6,033,000 | 6,299,000 | 6,614,000 | 6,934,000 |
| Risk-weighted assets | 33,598,000 | 34,891,000 | 36,834,000 | 44,450,000 |