Call reports 2014
TRI-COUNTY TRUST COMPANY — 2014
What TRI-COUNTY TRUST COMPANY reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 53,434,000 | 54,926,000 | 54,273,000 | 51,671,000 |
| Total loans | 33,226,000 | 34,459,000 | 35,412,000 | 34,737,000 |
| Allowance for loan losses | 649,000 | 775,000 | 766,000 | 749,000 |
| Securities available for sale | 15,800,000 | 17,536,000 | 15,605,000 | 14,518,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,184,000 | 49,221,000 | 48,098,000 | 45,239,000 |
| Interest-bearing deposits | 40,765,000 | 42,434,000 | 41,883,000 | 39,235,000 |
| Noninterest-bearing deposits | 7,419,000 | 6,787,000 | 6,215,000 | 6,004,000 |
| Equity capital | 5,102,000 | 5,506,000 | 5,922,000 | 6,225,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 614,000 | 1,252,000 | 1,905,000 | 2,543,000 |
| Interest expense | 96,000 | 177,000 | 257,000 | 334,000 |
| Net interest income | 518,000 | 1,075,000 | 1,648,000 | 2,209,000 |
| Noninterest income | 31,000 | 85,000 | 86,000 | 173,000 |
| Noninterest expense | 313,000 | 631,000 | 934,000 | 1,345,000 |
| Provision for loan losses | 5,000 | 5,000 | 5,000 | 5,000 |
| Pretax income | 227,000 | 522,000 | 797,000 | 1,038,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 227,000 | 522,000 | 797,000 | 1,038,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,336,000 | 5,631,000 | 5,907,000 | 6,148,000 |
| Total capital | 5,743,000 | 6,064,000 | 6,356,000 | 6,580,000 |
| Risk-weighted assets | 32,309,000 | 34,296,000 | 35,600,000 | 34,208,000 |