Call reports 2013
TRI-COUNTY TRUST COMPANY — 2013
What TRI-COUNTY TRUST COMPANY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 55,968,000 | 55,226,000 | 53,890,000 | 53,701,000 |
| Total loans | 35,103,000 | 34,798,000 | 33,816,000 | 34,186,000 |
| Allowance for loan losses | 598,000 | 613,000 | 616,000 | 617,000 |
| Securities available for sale | 15,481,000 | 16,350,000 | 15,345,000 | 15,700,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,654,000 | 48,840,000 | 47,124,000 | 48,248,000 |
| Interest-bearing deposits | 44,021,000 | 42,512,000 | 39,944,000 | 41,342,000 |
| Noninterest-bearing deposits | 6,633,000 | 6,328,000 | 7,180,000 | 6,906,000 |
| Equity capital | 5,200,000 | 4,942,000 | 5,097,000 | 5,274,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 654,000 | 1,272,000 | 1,915,000 | 2,572,000 |
| Interest expense | 114,000 | 221,000 | 325,000 | 425,000 |
| Net interest income | 540,000 | 1,051,000 | 1,590,000 | 2,147,000 |
| Noninterest income | 21,000 | 63,000 | 115,000 | 181,000 |
| Noninterest expense | 331,000 | 648,000 | 975,000 | 1,369,000 |
| Provision for loan losses | 0 | 0 | 15,000 | 25,000 |
| Pretax income | 251,000 | 499,000 | 749,000 | 971,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 251,000 | 499,000 | 749,000 | 971,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,071,000 | 5,319,000 | 5,569,000 | 5,790,000 |
| Total capital | 5,517,000 | 5,742,000 | 5,996,000 | 6,212,000 |
| Risk-weighted assets | 36,265,000 | 34,671,000 | 34,004,000 | 33,583,000 |