Call reports 2010
TRI-COUNTY TRUST COMPANY — 2010
What TRI-COUNTY TRUST COMPANY reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 49,291,000 | 51,222,000 | 48,383,000 | 48,580,000 |
| Total loans | 35,890,000 | 36,216,000 | 37,523,000 | 36,567,000 |
| Allowance for loan losses | 787,000 | 981,000 | 944,000 | 874,000 |
| Securities available for sale | 4,717,000 | 5,484,000 | 6,060,000 | 6,202,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,232,000 | 45,993,000 | 43,958,000 | 44,413,000 |
| Interest-bearing deposits | 40,405,000 | 42,093,000 | 6,759,000 | 4,500,000 |
| Noninterest-bearing deposits | 3,827,000 | 3,900,000 | 37,199,000 | 39,913,000 |
| Equity capital | 3,889,000 | 3,963,000 | 4,192,000 | 4,025,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 700,000 | 1,496,000 | 2,216,000 | 2,927,000 |
| Interest expense | 220,000 | 443,000 | 652,000 | 844,000 |
| Net interest income | 480,000 | 1,053,000 | 1,564,000 | 2,083,000 |
| Noninterest income | 44,000 | 89,000 | 74,000 | 69,000 |
| Noninterest expense | 340,000 | 670,000 | 998,000 | 1,375,000 |
| Provision for loan losses | 10,000 | 215,000 | 270,000 | 412,000 |
| Pretax income | 174,000 | 257,000 | 370,000 | 365,000 |
| Income tax | 0 | 0 | 0 | 4,000 |
| Net income | 174,000 | 257,000 | 370,000 | 361,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,789,000 | 3,871,000 | 3,980,000 | 3,976,000 |
| Total capital | 4,244,000 | 4,318,000 | 4,432,000 | 4,418,000 |
| Risk-weighted assets | 37,023,000 | 35,198,000 | 35,783,000 | 35,109,000 |