Call reports 2023
FIRST STATE BANK OF RANDOLPH COUNTY — 2023
What FIRST STATE BANK OF RANDOLPH COUNTY reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 88,514,000 | 88,081,000 | 82,828,000 | 88,865,000 |
| Total loans | 28,900,000 | 31,599,000 | 32,531,000 | 31,395,000 |
| Allowance for loan losses | 308,000 | 312,000 | 324,000 | 331,000 |
| Securities available for sale | 46,472,000 | 45,376,000 | 43,259,000 | 44,435,000 |
| Securities held to maturity | 423,000 | 420,000 | 417,000 | 414,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,402,000 | 88,996,000 | 84,857,000 | 89,212,000 |
| Interest-bearing deposits | 55,412,000 | 55,870,000 | 52,770,000 | 52,471,000 |
| Noninterest-bearing deposits | 33,990,000 | 33,126,000 | 32,087,000 | 36,741,000 |
| Equity capital | -1,016,000 | -1,149,000 | -2,400,000 | -718,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 767,000 | 1,611,000 | 2,504,000 | 3,396,000 |
| Interest expense | 146,000 | 369,000 | 644,000 | 965,000 |
| Net interest income | 621,000 | 1,242,000 | 1,860,000 | 2,431,000 |
| Noninterest income | 63,000 | 114,000 | 167,000 | 226,000 |
| Noninterest expense | 538,000 | 1,105,000 | 1,702,000 | 2,309,000 |
| Provision for loan losses | 2,000 | 8,000 | 20,000 | 32,000 |
| Pretax income | 144,000 | 243,000 | 305,000 | 316,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 144,000 | 243,000 | 305,000 | 316,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,136,000 | 8,234,000 | 8,296,000 | 8,099,000 |
| Total capital | 8,444,000 | 8,546,000 | 8,620,000 | 8,430,000 |
| Risk-weighted assets | 49,958,000 | 53,143,000 | 52,156,000 | 52,347,000 |