Call reports 2022
FIRST STATE BANK OF RANDOLPH COUNTY — 2022
What FIRST STATE BANK OF RANDOLPH COUNTY reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 97,935,000 | 88,933,000 | 86,747,000 | 90,056,000 |
| Total loans | 28,127,000 | 30,413,000 | 31,729,000 | 28,272,000 |
| Allowance for loan losses | 365,000 | 368,000 | 321,000 | 322,000 |
| Securities available for sale | 53,305,000 | 48,371,000 | 45,822,000 | 46,055,000 |
| Securities held to maturity | 434,000 | 431,000 | 428,000 | 425,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,203,000 | 89,578,000 | 88,018,000 | 91,403,000 |
| Interest-bearing deposits | 59,340,000 | 58,626,000 | 56,750,000 | 54,095,000 |
| Noninterest-bearing deposits | 34,863,000 | 30,952,000 | 31,268,000 | 37,308,000 |
| Equity capital | 3,481,000 | -748,000 | -1,463,000 | -1,460,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 632,000 | 1,304,000 | 1,994,000 | 2,722,000 |
| Interest expense | 92,000 | 182,000 | 274,000 | 391,000 |
| Net interest income | 540,000 | 1,122,000 | 1,720,000 | 2,331,000 |
| Noninterest income | 84,000 | 164,000 | 234,000 | 292,000 |
| Noninterest expense | 571,000 | 1,121,000 | 1,719,000 | 2,336,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 11,000 |
| Pretax income | 65,000 | 174,000 | 241,000 | 291,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 65,000 | 174,000 | 241,000 | 291,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,964,000 | 8,074,000 | 8,140,000 | 7,990,000 |
| Total capital | 8,329,000 | 8,442,000 | 8,461,000 | 8,312,000 |
| Risk-weighted assets | 50,945,000 | 52,940,000 | 52,388,000 | 51,376,000 |