Call reports 2021
FIRST STATE BANK OF RANDOLPH COUNTY — 2021
What FIRST STATE BANK OF RANDOLPH COUNTY reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 94,718,000 | 95,149,000 | 94,133,000 | 98,935,000 |
| Total loans | 29,009,000 | 29,655,000 | 30,067,000 | 28,648,000 |
| Allowance for loan losses | 346,000 | 352,000 | 361,000 | 363,000 |
| Securities available for sale | 46,118,000 | 49,881,000 | 48,503,000 | 52,909,000 |
| Securities held to maturity | 445,000 | 442,000 | 440,000 | 436,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,049,000 | 87,174,000 | 85,985,000 | 91,709,000 |
| Interest-bearing deposits | 53,765,000 | 55,560,000 | 57,297,000 | 56,024,000 |
| Noninterest-bearing deposits | 33,284,000 | 31,614,000 | 28,688,000 | 35,685,000 |
| Equity capital | 7,486,000 | 7,810,000 | 7,999,000 | 7,076,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 611,000 | 1,215,000 | 1,859,000 | 2,475,000 |
| Interest expense | 111,000 | 217,000 | 321,000 | 416,000 |
| Net interest income | 500,000 | 998,000 | 1,538,000 | 2,059,000 |
| Noninterest income | 79,000 | 184,000 | 242,000 | 293,000 |
| Noninterest expense | 500,000 | 1,050,000 | 1,603,000 | 2,181,000 |
| Provision for loan losses | 16,000 | 30,000 | 45,000 | 56,000 |
| Pretax income | 85,000 | 130,000 | 281,000 | 338,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 85,000 | 130,000 | 281,000 | 338,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,853,000 | 7,889,000 | 8,045,000 | 7,900,000 |
| Total capital | — | 8,241,000 | 8,406,000 | 8,263,000 |
| Risk-weighted assets | — | 50,850,000 | 50,058,000 | 51,762,000 |
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