Call reports 2020
FIRST STATE BANK OF RANDOLPH COUNTY — 2020
What FIRST STATE BANK OF RANDOLPH COUNTY reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 80,903,000 | 84,347,000 | 83,271,000 | 91,132,000 |
| Total loans | 30,142,000 | 33,897,000 | 36,384,000 | 32,258,000 |
| Allowance for loan losses | 458,000 | 254,000 | 304,000 | 331,000 |
| Securities available for sale | 37,710,000 | 37,739,000 | 36,193,000 | 40,228,000 |
| Securities held to maturity | 456,000 | 453,000 | 451,000 | 448,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,067,000 | 75,508,000 | 74,197,000 | 82,502,000 |
| Interest-bearing deposits | 49,588,000 | 50,281,000 | 49,170,000 | 48,882,000 |
| Noninterest-bearing deposits | 23,479,000 | 25,227,000 | 25,027,000 | 33,620,000 |
| Equity capital | 7,567,000 | 8,555,000 | 8,682,000 | 8,435,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 647,000 | 1,333,000 | 2,063,000 | 2,741,000 |
| Interest expense | 141,000 | 276,000 | 394,000 | 509,000 |
| Net interest income | 506,000 | 1,057,000 | 1,669,000 | 2,232,000 |
| Noninterest income | 88,000 | 142,000 | 210,000 | 278,000 |
| Noninterest expense | 517,000 | 1,107,000 | 1,662,000 | 2,210,000 |
| Provision for loan losses | 14,000 | 59,000 | 110,000 | 144,000 |
| Pretax income | 154,000 | 158,000 | 320,000 | 414,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 154,000 | 158,000 | 320,000 | 414,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,778,000 | 7,781,000 | 7,953,000 | 7,779,000 |
Machine access — free, no API key
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