Call reports 2019
FIRST STATE BANK OF RANDOLPH COUNTY — 2019
What FIRST STATE BANK OF RANDOLPH COUNTY reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 81,421,000 | 77,871,000 | 77,367,000 | 79,219,000 |
| Total loans | 28,926,000 | 30,997,000 | 33,434,000 | 30,211,000 |
| Allowance for loan losses | 414,000 | 429,000 | 436,000 | 444,000 |
| Securities available for sale | 37,686,000 | 38,927,000 | 34,391,000 | 36,708,000 |
| Securities held to maturity | 0 | 0 | 0 | 459,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,397,000 | 69,965,000 | 69,168,000 | 71,290,000 |
| Interest-bearing deposits | 50,181,000 | 48,748,000 | 47,761,000 | 46,511,000 |
| Noninterest-bearing deposits | 24,216,000 | 21,217,000 | 21,407,000 | 24,779,000 |
| Equity capital | 6,731,000 | 7,609,000 | 7,872,000 | 7,634,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 689,000 | 1,421,000 | 2,186,000 | 2,852,000 |
| Interest expense | 127,000 | 262,000 | 403,000 | 546,000 |
| Net interest income | 562,000 | 1,159,000 | 1,783,000 | 2,306,000 |
| Noninterest income | 97,000 | 154,000 | 206,000 | 294,000 |
| Noninterest expense | 531,000 | 1,075,000 | 1,633,000 | 2,206,000 |
| Provision for loan losses | 30,000 | 45,000 | 52,000 | 60,000 |
| Pretax income | 98,000 | 194,000 | 324,000 | 420,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 98,000 | 194,000 | 324,000 | 420,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,570,000 | 7,666,000 | 7,796,000 | 7,623,000 |
| Total capital | 7,984,000 | 8,095,000 | 8,232,000 | 8,067,000 |
| Risk-weighted assets | 45,733,000 | 46,663,000 | 46,372,000 | 44,179,000 |