Call reports 2018
FIRST STATE BANK OF RANDOLPH COUNTY — 2018
What FIRST STATE BANK OF RANDOLPH COUNTY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 81,152,000 | 78,812,000 | 75,122,000 | 79,323,000 |
| Total loans | 30,539,000 | 31,012,000 | 31,956,000 | 29,880,000 |
| Allowance for loan losses | 390,000 | 394,000 | 356,000 | 386,000 |
| Securities available for sale | 34,796,000 | 35,999,000 | 35,213,000 | 36,173,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,064,000 | 72,623,000 | 68,719,000 | 72,958,000 |
| Interest-bearing deposits | 53,554,000 | 51,320,000 | 49,430,000 | 48,594,000 |
| Noninterest-bearing deposits | 21,510,000 | 21,303,000 | 19,289,000 | 24,364,000 |
| Equity capital | 5,784,000 | 5,881,000 | 5,877,000 | 6,048,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 627,000 | 1,317,000 | 1,984,000 | 2,683,000 |
| Interest expense | 103,000 | 210,000 | 319,000 | 429,000 |
| Net interest income | 524,000 | 1,107,000 | 1,665,000 | 2,254,000 |
| Noninterest income | 74,000 | 249,000 | 324,000 | 415,000 |
| Noninterest expense | 542,000 | 1,049,000 | 1,516,000 | 2,071,000 |
| Provision for loan losses | 4,000 | 8,000 | 11,000 | 41,000 |
| Pretax income | 52,000 | 299,000 | 462,000 | 557,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 52,000 | 299,000 | 462,000 | 557,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,237,000 | 7,484,000 | 7,645,000 | 7,472,000 |
| Total capital | 7,627,000 | 7,878,000 | 8,001,000 | 7,858,000 |
| Risk-weighted assets | 45,083,000 | 41,794,000 | 40,911,000 | 43,575,000 |