Call reports 2017
FIRST STATE BANK OF RANDOLPH COUNTY — 2017
What FIRST STATE BANK OF RANDOLPH COUNTY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 79,902,000 | 78,031,000 | 77,252,000 | 79,196,000 |
| Total loans | 32,755,000 | 32,752,000 | 33,196,000 | 31,023,000 |
| Allowance for loan losses | 380,000 | 384,000 | 387,000 | 386,000 |
| Securities available for sale | 36,581,000 | 35,950,000 | 34,736,000 | 34,607,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,317,000 | 70,808,000 | 70,029,000 | 72,577,000 |
| Interest-bearing deposits | 53,903,000 | 52,564,000 | 50,823,000 | 50,851,000 |
| Noninterest-bearing deposits | 19,414,000 | 18,244,000 | 19,206,000 | 21,726,000 |
| Equity capital | 6,299,000 | 6,907,000 | 6,875,000 | 6,314,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 656,000 | 1,338,000 | 2,014,000 | 2,679,000 |
| Interest expense | 107,000 | 201,000 | 308,000 | 407,000 |
| Net interest income | 549,000 | 1,137,000 | 1,706,000 | 2,272,000 |
| Noninterest income | 77,000 | 148,000 | 225,000 | 295,000 |
| Noninterest expense | 530,000 | 1,059,000 | 1,618,000 | 2,173,000 |
| Provision for loan losses | 4,000 | 8,000 | 11,000 | 15,000 |
| Pretax income | 95,000 | 235,000 | 326,000 | 410,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 95,000 | 235,000 | 326,000 | 410,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,150,000 | 7,291,000 | 7,381,000 | 7,185,000 |
| Total capital | 7,530,000 | 7,675,000 | 7,768,000 | 7,571,000 |
| Risk-weighted assets | 47,906,000 | 47,045,000 | 45,554,000 | 44,287,000 |