Call reports 2011
WASHINGTON BUSINESS BANK — 2011
What WASHINGTON BUSINESS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 69,665,000 | 67,037,000 | 65,721,000 | 67,409,000 |
| Total loans | 58,622,000 | 55,065,000 | 53,701,000 | 54,536,000 |
| Allowance for loan losses | 1,108,000 | 1,002,000 | 985,000 | 977,000 |
| Securities available for sale | 5,167,000 | 4,213,000 | 4,199,000 | 3,114,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,614,000 | 52,974,000 | 52,234,000 | 55,216,000 |
| Interest-bearing deposits | 50,660,000 | 47,701,000 | 46,999,000 | 48,843,000 |
| Noninterest-bearing deposits | 4,954,000 | 5,273,000 | 5,235,000 | 6,373,000 |
| Equity capital | 6,705,000 | 6,716,000 | 6,831,000 | 6,852,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 944,000 | 1,891,000 | 2,841,000 | 3,740,000 |
| Interest expense | 175,000 | 333,000 | 481,000 | 617,000 |
| Net interest income | 769,000 | 1,558,000 | 2,360,000 | 3,123,000 |
| Noninterest income | 251,000 | 330,000 | 448,000 | 236,000 |
| Noninterest expense | 749,000 | 1,554,000 | 2,250,000 | 2,707,000 |
| Provision for loan losses | 75,000 | 275,000 | 405,000 | 485,000 |
| Pretax income | 196,000 | 59,000 | 153,000 | 167,000 |
| Income tax | 67,000 | 18,000 | 52,000 | 57,000 |
| Net income | 129,000 | 41,000 | 101,000 | 110,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,421,000 | 6,303,000 | 6,415,000 | 6,391,000 |
| Total capital | 7,168,000 | 6,992,000 | 7,078,000 | 7,096,000 |
| Risk-weighted assets | 59,403,000 | 54,774,000 | 52,782,000 | 56,400,000 |