Call reports 2023
TRUSTAR BANK — 2023
What TRUSTAR BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 674,355,000 | 717,857,000 | 729,367,000 | 803,319,000 |
| Total loans | 539,203,000 | 564,576,000 | 569,963,000 | 606,804,000 |
| Allowance for loan losses | 5,389,000 | 5,605,000 | 5,676,000 | 6,036,000 |
| Securities available for sale | 32,247,000 | 30,147,000 | 30,351,000 | 51,368,000 |
| Securities held to maturity | 43,865,000 | 45,762,000 | 45,490,000 | 43,226,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 547,528,000 | 581,111,000 | 580,533,000 | 647,761,000 |
| Interest-bearing deposits | 422,801,000 | 481,714,000 | 485,214,000 | 542,427,000 |
| Noninterest-bearing deposits | 124,727,000 | 99,397,000 | 95,319,000 | 105,334,000 |
| Equity capital | 66,767,000 | 67,215,000 | 67,995,000 | 69,175,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 8,653,000 | 17,818,000 | 27,597,000 | 38,318,000 |
| Interest expense | 4,036,000 | 8,512,000 | 13,859,000 | 20,073,000 |
| Net interest income | 4,617,000 | 9,306,000 | 13,738,000 | 18,245,000 |
| Noninterest income | 447,000 | 887,000 | 1,005,000 | 1,075,000 |
| Noninterest expense | 4,221,000 | 8,257,000 | 12,383,000 | 16,510,000 |
| Provision for loan losses | 209,000 | 647,000 | 717,000 | 1,078,000 |
| Pretax income | 625,000 | 1,260,000 | 1,660,000 | 1,746,000 |
| Income tax | 131,000 | 267,000 | 349,000 | -886,000 |
| Net income | 494,000 | 993,000 | 1,311,000 | 1,862,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 66,542,000 | 67,138,000 | 67,768,000 | 69,764,000 |
| Total capital | 72,263,000 | 73,095,000 | 73,749,000 | 76,109,000 |
| Risk-weighted assets | 547,193,000 | 572,758,000 | 581,792,000 | 622,983,000 |