Call reports 2020
TRUSTAR BANK — 2020
What TRUSTAR BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 174,815,000 | 238,207,000 | 277,499,000 | 327,815,000 |
| Total loans | 113,567,000 | 199,010,000 | 230,738,000 | 271,149,000 |
| Allowance for loan losses | 1,136,000 | 1,518,000 | 1,837,000 | 2,439,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,797,000 | 178,875,000 | 208,555,000 | 258,851,000 |
| Interest-bearing deposits | 101,499,000 | 126,516,000 | 166,549,000 | 206,383,000 |
| Noninterest-bearing deposits | 13,298,000 | 52,359,000 | 42,006,000 | 52,468,000 |
| Equity capital | 49,122,000 | 48,275,000 | 47,352,000 | 46,823,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,505,000 | 3,110,000 | 5,144,000 | 8,546,000 |
| Interest expense | 395,000 | 667,000 | 990,000 | 1,497,000 |
| Net interest income | 1,110,000 | 2,443,000 | 4,154,000 | 7,049,000 |
| Noninterest income | 4,000 | 11,000 | 166,000 | 123,000 |
| Noninterest expense | 2,243,000 | 4,156,000 | 6,728,000 | 9,607,000 |
| Provision for loan losses | 291,000 | 673,000 | 992,000 | 1,594,000 |
| Pretax income | -1,420,000 | -2,375,000 | -3,400,000 | -4,029,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -1,420,000 | -2,375,000 | -3,400,000 | -4,029,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,122,000 | 48,275,000 | 47,352,000 | 45,661,000 |
| Total capital | 50,258,000 | 49,793,000 | 49,189,000 | 48,100,000 |
| Risk-weighted assets | 126,820,000 | 146,019,000 | 184,523,000 | 237,241,000 |