Call reports 2025
WRENTHAM CO-OPERATIVE BANK — 2025
What WRENTHAM CO-OPERATIVE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 182,902,000 | 182,708,000 | 182,368,000 | 188,457,000 |
| Total loans | 108,901,000 | 112,323,000 | 114,334,000 | 113,346,000 |
| Allowance for loan losses | 406,000 | 406,000 | 409,000 | 413,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 15,259,000 | 19,380,000 | 20,048,000 | 22,714,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 165,672,000 | 165,698,000 | 165,396,000 | 171,635,000 |
| Interest-bearing deposits | 146,530,000 | 146,646,000 | 147,562,000 | 152,466,000 |
| Noninterest-bearing deposits | 19,142,000 | 19,052,000 | 17,834,000 | 19,169,000 |
| Equity capital | 16,408,000 | 16,305,000 | 16,241,000 | 16,158,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,573,000 | 3,266,000 | 4,982,000 | 6,732,000 |
| Interest expense | 890,000 | 1,798,000 | 2,714,000 | 3,628,000 |
| Net interest income | 683,000 | 1,468,000 | 2,268,000 | 3,104,000 |
| Noninterest income | 168,000 | 244,000 | 344,000 | 420,000 |
| Noninterest expense | 1,057,000 | 2,079,000 | 3,070,000 | 4,160,000 |
| Provision for loan losses | 3,000 | 3,000 | 6,000 | 10,000 |
| Pretax income | -209,000 | -370,000 | -464,000 | -646,000 |
| Income tax | -50,000 | -108,000 | -138,000 | -237,000 |
| Net income | -159,000 | -262,000 | -326,000 | -409,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,407,000 | 16,306,000 | 16,241,000 | 16,158,000 |
| Total capital | — | — | — | 16,591,000 |
| Risk-weighted assets | — | — | — | 75,502,000 |