Call reports 2024
WRENTHAM CO-OPERATIVE BANK — 2024
What WRENTHAM CO-OPERATIVE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 168,254,000 | 177,524,000 | 177,228,000 | 179,143,000 |
| Total loans | 99,703,000 | 105,483,000 | 107,374,000 | 109,045,000 |
| Allowance for loan losses | 395,000 | 395,000 | 392,000 | 403,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 12,244,000 | 13,097,000 | 13,073,000 | 13,049,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 150,367,000 | 159,680,000 | 159,500,000 | 161,621,000 |
| Interest-bearing deposits | 133,021,000 | 141,400,000 | 143,717,000 | 144,022,000 |
| Noninterest-bearing deposits | 17,346,000 | 18,280,000 | 15,783,000 | 17,599,000 |
| Equity capital | 17,239,000 | 16,949,000 | 16,620,000 | 16,567,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,319,000 | 2,871,000 | 4,453,000 | 6,066,000 |
| Interest expense | 666,000 | 1,550,000 | 2,534,000 | 3,517,000 |
| Net interest income | 653,000 | 1,321,000 | 1,919,000 | 2,549,000 |
| Noninterest income | 71,000 | 140,000 | 236,000 | 308,000 |
| Noninterest expense | 1,040,000 | 2,066,000 | 3,088,000 | 4,099,000 |
| Provision for loan losses | 0 | 0 | -3,000 | 8,000 |
| Pretax income | -316,000 | -605,000 | -933,000 | -1,248,000 |
| Income tax | 6,000 | 7,000 | 8,000 | -64,000 |
| Net income | -322,000 | -612,000 | -941,000 | -1,184,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,239,000 | 16,949,000 | 16,620,000 | 16,567,000 |