Call reports 2023
WRENTHAM CO-OPERATIVE BANK — 2023
What WRENTHAM CO-OPERATIVE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 154,531,000 | 156,194,000 | 154,627,000 | 161,403,000 |
| Total loans | 88,237,000 | 92,545,000 | 98,622,000 | 101,766,000 |
| Allowance for loan losses | 395,000 | 395,000 | 395,000 | 395,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 12,356,000 | 12,325,000 | 12,300,000 | 12,272,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,473,000 | 138,085,000 | 136,562,000 | 143,365,000 |
| Interest-bearing deposits | 118,351,000 | 121,349,000 | 120,966,000 | 128,243,000 |
| Noninterest-bearing deposits | 18,122,000 | 16,736,000 | 15,596,000 | 15,122,000 |
| Equity capital | 17,597,000 | 17,671,000 | 17,648,000 | 17,561,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,066,000 | 2,258,000 | 3,470,000 | 4,735,000 |
| Interest expense | 204,000 | 544,000 | 988,000 | 1,530,000 |
| Net interest income | 862,000 | 1,714,000 | 2,482,000 | 3,205,000 |
| Noninterest income | 73,000 | 147,000 | 238,000 | 312,000 |
| Noninterest expense | 856,000 | 1,708,000 | 2,589,000 | 3,472,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 79,000 | 153,000 | 131,000 | 45,000 |
| Income tax | 20,000 | 20,000 | 21,000 | 22,000 |
| Net income | 59,000 | 133,000 | 110,000 | 23,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,597,000 | 17,671,000 | 17,649,000 | 17,561,000 |