Call reports 2022
WRENTHAM CO-OPERATIVE BANK — 2022
What WRENTHAM CO-OPERATIVE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 165,021,000 | 164,038,000 | 158,011,000 | 154,430,000 |
| Total loans | 84,829,000 | 85,186,000 | 88,385,000 | 87,741,000 |
| Allowance for loan losses | 444,000 | 445,000 | 395,000 | 395,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 11,264,000 | 12,609,000 | 12,411,000 | 12,383,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 147,531,000 | 146,502,000 | 140,281,000 | 136,465,000 |
| Interest-bearing deposits | 130,333,000 | 128,891,000 | 122,268,000 | 117,680,000 |
| Noninterest-bearing deposits | 17,198,000 | 17,611,000 | 18,013,000 | 18,785,000 |
| Equity capital | 17,108,000 | 17,186,000 | 17,372,000 | 17,538,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 786,000 | 1,651,000 | 2,636,000 | 3,707,000 |
| Interest expense | 78,000 | 161,000 | 253,000 | 371,000 |
| Net interest income | 708,000 | 1,490,000 | 2,383,000 | 3,336,000 |
| Noninterest income | 69,000 | 142,000 | 232,000 | 307,000 |
| Noninterest expense | 760,000 | 1,532,000 | 2,353,000 | 3,169,000 |
| Provision for loan losses | 0 | 2,000 | -49,000 | -49,000 |
| Pretax income | 17,000 | 98,000 | 311,000 | 523,000 |
| Income tax | 3,000 | 5,000 | 31,000 | 77,000 |
| Net income | 14,000 | 93,000 | 280,000 | 446,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,108,000 | 17,186,000 | 17,372,000 | 17,538,000 |