Call reports 2021
WRENTHAM CO-OPERATIVE BANK — 2021
What WRENTHAM CO-OPERATIVE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 144,022,000 | 142,740,000 | 142,823,000 | 158,433,000 |
| Total loans | 75,597,000 | 78,195,000 | 80,636,000 | 86,694,000 |
| Allowance for loan losses | 444,000 | 444,000 | 444,000 | 444,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 9,490,000 | 10,177,000 | 9,551,000 | 11,239,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,666,000 | 125,368,000 | 125,399,000 | 140,934,000 |
| Interest-bearing deposits | 111,594,000 | 106,778,000 | 108,376,000 | 124,313,000 |
| Noninterest-bearing deposits | 15,072,000 | 18,591,000 | 17,024,000 | 16,621,000 |
| Equity capital | 16,915,000 | 16,963,000 | 17,024,000 | 17,093,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 759,000 | 1,522,000 | 2,288,000 | 3,084,000 |
| Interest expense | 96,000 | 186,000 | 267,000 | 344,000 |
| Net interest income | 663,000 | 1,336,000 | 2,021,000 | 2,740,000 |
| Noninterest income | 70,000 | 145,000 | 233,000 | 307,000 |
| Noninterest expense | 707,000 | 1,406,000 | 2,115,000 | 2,834,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 26,000 | 75,000 | 139,000 | 213,000 |
| Income tax | 5,000 | 5,000 | 9,000 | 14,000 |
| Net income | 21,000 | 70,000 | 130,000 | 199,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,915,000 | 16,963,000 | 17,024,000 | 17,093,000 |