Call reports 2020
WRENTHAM CO-OPERATIVE BANK — 2020
What WRENTHAM CO-OPERATIVE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 120,071,000 | 132,310,000 | 133,255,000 | 135,924,000 |
| Total loans | 76,418,000 | 75,462,000 | 74,814,000 | 73,782,000 |
| Allowance for loan losses | 444,000 | 444,000 | 444,000 | 444,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,776,000 | 5,574,000 | 6,915,000 | 7,666,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 102,922,000 | 115,004,000 | 115,991,000 | 118,592,000 |
| Interest-bearing deposits | 92,210,000 | 101,385,000 | 100,216,000 | 104,891,000 |
| Noninterest-bearing deposits | 10,712,000 | 13,619,000 | 15,775,000 | 13,700,000 |
| Equity capital | 16,706,000 | 16,797,000 | 16,854,000 | 16,894,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,075,000 | 1,892,000 | 2,694,000 | 3,477,000 |
| Interest expense | 124,000 | 245,000 | 359,000 | 464,000 |
| Net interest income | 951,000 | 1,647,000 | 2,335,000 | 3,013,000 |
| Noninterest income | 68,000 | 129,000 | 214,000 | 285,000 |
| Noninterest expense | 752,000 | 1,488,000 | 2,201,000 | 2,908,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 267,000 | 288,000 | 348,000 | 390,000 |
| Income tax | 62,000 | -7,000 | -5,000 | -2,000 |
| Net income | 205,000 | 295,000 | 353,000 | 392,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,706,000 | 16,797,000 | 16,854,000 | 16,894,000 |