Call reports 2019
WRENTHAM CO-OPERATIVE BANK — 2019
What WRENTHAM CO-OPERATIVE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 114,625,000 | 115,775,000 | 114,998,000 | 116,548,000 |
| Total loans | 74,855,000 | 74,092,000 | 73,835,000 | 75,125,000 |
| Allowance for loan losses | 446,000 | 445,000 | 444,000 | 445,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,737,000 | 4,446,000 | 4,337,000 | 5,063,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,036,000 | 99,096,000 | 98,193,000 | 99,635,000 |
| Interest-bearing deposits | 89,134,000 | 89,213,000 | 88,134,000 | 88,414,000 |
| Noninterest-bearing deposits | 8,903,000 | 9,883,000 | 10,060,000 | 11,221,000 |
| Equity capital | 16,182,000 | 16,281,000 | 16,434,000 | 16,501,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 857,000 | 1,724,000 | 2,593,000 | 3,447,000 |
| Interest expense | 100,000 | 209,000 | 328,000 | 450,000 |
| Net interest income | 757,000 | 1,515,000 | 2,265,000 | 2,997,000 |
| Noninterest income | 69,000 | 144,000 | 232,000 | 309,000 |
| Noninterest expense | 679,000 | 1,395,000 | 2,046,000 | 2,780,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 147,000 | 264,000 | 451,000 | 526,000 |
| Income tax | 30,000 | 48,000 | 81,000 | 89,000 |
| Net income | 117,000 | 216,000 | 370,000 | 437,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,182,000 | 16,281,000 | 16,434,000 | 16,501,000 |
| Total capital | 16,652,000 | 16,751,000 | 16,902,000 | 16,970,000 |
| Risk-weighted assets | 54,545,000 | 53,707,000 | 53,804,000 | 53,527,000 |