Call reports 2018
WRENTHAM CO-OPERATIVE BANK — 2018
What WRENTHAM CO-OPERATIVE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 117,405,000 | 118,552,000 | 116,287,000 | 114,134,000 |
| Total loans | 76,558,000 | 77,511,000 | 77,769,000 | 76,843,000 |
| Allowance for loan losses | 447,000 | 445,000 | 446,000 | 445,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 7,410,000 | 7,458,000 | 7,330,000 | 4,748,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,264,000 | 102,227,000 | 99,750,000 | 97,666,000 |
| Interest-bearing deposits | 91,802,000 | 92,679,000 | 90,883,000 | 88,171,000 |
| Noninterest-bearing deposits | 9,463,000 | 9,547,000 | 8,867,000 | 9,496,000 |
| Equity capital | 15,747,000 | 15,869,000 | 16,042,000 | 16,065,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 822,000 | 1,669,000 | 2,532,000 | 3,398,000 |
| Interest expense | 83,000 | 167,000 | 252,000 | 343,000 |
| Net interest income | 739,000 | 1,502,000 | 2,280,000 | 3,055,000 |
| Noninterest income | 77,000 | 147,000 | 234,000 | 308,000 |
| Noninterest expense | 673,000 | 1,353,000 | 2,004,000 | 2,699,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 143,000 | 296,000 | 510,000 | 521,000 |
| Income tax | 27,000 | 57,000 | 99,000 | 87,000 |
| Net income | 116,000 | 239,000 | 411,000 | 434,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,747,000 | 15,869,000 | 16,042,000 | 16,065,000 |
| Total capital | 16,217,000 | 16,339,000 | 16,512,000 | 16,535,000 |
| Risk-weighted assets | 56,542,000 | 57,564,000 | 56,259,000 | 55,404,000 |