Call reports 2017
WRENTHAM CO-OPERATIVE BANK — 2017
What WRENTHAM CO-OPERATIVE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 114,800,000 | 113,010,000 | 113,610,000 | 119,015,000 |
| Total loans | 74,166,000 | 74,031,000 | 74,291,000 | 74,696,000 |
| Allowance for loan losses | 485,000 | 474,000 | 447,000 | 447,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 8,611,000 | 8,469,000 | 7,739,000 | 7,446,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,962,000 | 96,099,000 | 96,583,000 | 102,107,000 |
| Interest-bearing deposits | 88,835,000 | 87,556,000 | 87,385,000 | 90,100,000 |
| Noninterest-bearing deposits | 9,127,000 | 8,543,000 | 9,198,000 | 12,006,000 |
| Equity capital | 15,661,000 | 15,703,000 | 15,830,000 | 15,631,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 776,000 | 1,557,000 | 2,349,000 | 3,154,000 |
| Interest expense | 83,000 | 164,000 | 250,000 | 335,000 |
| Net interest income | 693,000 | 1,393,000 | 2,099,000 | 2,819,000 |
| Noninterest income | 85,000 | 167,000 | 261,000 | 339,000 |
| Noninterest expense | 691,000 | 1,440,000 | 2,124,000 | 2,922,000 |
| Provision for loan losses | 0 | -8,000 | -36,000 | -36,000 |
| Pretax income | 87,000 | 128,000 | 272,000 | 272,000 |
| Income tax | 18,000 | 17,000 | 34,000 | 232,000 |
| Net income | 69,000 | 111,000 | 238,000 | 40,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,661,000 | 15,703,000 | 15,830,000 | 15,631,000 |
| Total capital | 16,169,000 | 16,200,000 | 16,300,000 | 16,101,000 |
| Risk-weighted assets | 57,185,000 | 56,604,000 | 55,430,000 | 56,088,000 |