Call reports 2014
WRENTHAM CO-OPERATIVE BANK — 2014
What WRENTHAM CO-OPERATIVE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 110,413,000 | 110,525,000 | 110,847,000 | 110,382,000 |
| Total loans | 66,181,000 | 66,652,000 | 66,576,000 | 67,505,000 |
| Allowance for loan losses | 395,000 | 403,000 | 408,000 | 416,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 17,441,000 | 17,580,000 | 18,207,000 | 17,141,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,993,000 | 94,981,000 | 95,174,000 | 94,547,000 |
| Interest-bearing deposits | 88,279,000 | 88,184,000 | 87,913,000 | 86,878,000 |
| Noninterest-bearing deposits | 6,715,000 | 6,797,000 | 7,261,000 | 7,668,000 |
| Equity capital | 14,507,000 | 14,598,000 | 14,687,000 | 14,806,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 759,000 | 1,524,000 | 2,298,000 | 3,085,000 |
| Interest expense | 82,000 | 166,000 | 247,000 | 327,000 |
| Net interest income | 677,000 | 1,358,000 | 2,051,000 | 2,758,000 |
| Noninterest income | 96,000 | 198,000 | 282,000 | 417,000 |
| Noninterest expense | 682,000 | 1,346,000 | 1,995,000 | 2,689,000 |
| Provision for loan losses | 8,000 | 15,000 | 23,000 | 30,000 |
| Pretax income | 83,000 | 195,000 | 315,000 | 456,000 |
| Income tax | 12,000 | 33,000 | 64,000 | 87,000 |
| Net income | 71,000 | 162,000 | 251,000 | 369,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,507,000 | 14,598,000 | 14,687,000 | 14,806,000 |
| Total capital | 14,940,000 | 15,039,000 | 15,135,000 | 15,262,000 |
| Risk-weighted assets | 50,642,000 | 51,154,000 | 51,208,000 | 51,638,000 |