Call reports 2013
WRENTHAM CO-OPERATIVE BANK — 2013
What WRENTHAM CO-OPERATIVE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 108,785,000 | 110,345,000 | 108,377,000 | 109,807,000 |
| Total loans | 59,518,000 | 63,095,000 | 65,294,000 | 66,802,000 |
| Allowance for loan losses | 367,000 | 373,000 | 379,000 | 388,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 14,029,000 | 16,633,000 | 16,461,000 | 17,301,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,129,000 | 95,601,000 | 93,524,000 | 94,490,000 |
| Interest-bearing deposits | 88,868,000 | 89,293,000 | 87,407,000 | 87,619,000 |
| Noninterest-bearing deposits | 5,261,000 | 6,307,000 | 6,118,000 | 6,871,000 |
| Equity capital | 14,183,000 | 14,254,000 | 14,348,000 | 14,436,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 777,000 | 1,520,000 | 2,291,000 | 3,052,000 |
| Interest expense | 94,000 | 182,000 | 270,000 | 357,000 |
| Net interest income | 683,000 | 1,338,000 | 2,021,000 | 2,695,000 |
| Noninterest income | 101,000 | 202,000 | 305,000 | 410,000 |
| Noninterest expense | 666,000 | 1,333,000 | 1,998,000 | 2,658,000 |
| Provision for loan losses | 8,000 | 15,000 | 22,000 | 30,000 |
| Pretax income | 110,000 | 192,000 | 306,000 | 417,000 |
| Income tax | 19,000 | 29,000 | 49,000 | 72,000 |
| Net income | 91,000 | 163,000 | 257,000 | 345,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,183,000 | 14,254,000 | 14,348,000 | 14,436,000 |
| Total capital | 14,589,000 | 14,665,000 | 14,766,000 | 14,862,000 |
| Risk-weighted assets | 48,043,000 | 49,317,000 | 50,289,000 | 51,274,000 |