Call reports 2011
WRENTHAM CO-OPERATIVE BANK — 2011
What WRENTHAM CO-OPERATIVE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 110,119,000 | 109,714,000 | 109,208,000 | 108,287,000 |
| Total loans | 47,979,000 | 48,416,000 | 48,793,000 | 50,033,000 |
| Allowance for loan losses | 397,000 | 404,000 | 411,000 | 419,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 15,346,000 | 16,891,000 | 16,508,000 | 16,244,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,444,000 | 95,944,000 | 95,324,000 | 94,258,000 |
| Interest-bearing deposits | 92,467,000 | 90,216,000 | 90,589,000 | 88,762,000 |
| Noninterest-bearing deposits | 3,976,000 | 5,728,000 | 4,734,000 | 5,497,000 |
| Equity capital | 13,375,000 | 13,458,000 | 13,562,000 | 13,676,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 841,000 | 1,670,000 | 2,521,000 | 3,366,000 |
| Interest expense | 185,000 | 359,000 | 527,000 | 679,000 |
| Net interest income | 656,000 | 1,311,000 | 1,994,000 | 2,687,000 |
| Noninterest income | 85,000 | 186,000 | 288,000 | 395,000 |
| Noninterest expense | 666,000 | 1,315,000 | 1,959,000 | 2,605,000 |
| Provision for loan losses | 8,000 | 15,000 | 22,000 | 30,000 |
| Pretax income | 67,000 | 167,000 | 301,000 | 447,000 |
| Income tax | 10,000 | 27,000 | 57,000 | 89,000 |
| Net income | 57,000 | 140,000 | 244,000 | 358,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,375,000 | 13,458,000 | 13,562,000 | 13,676,000 |
| Total capital | 13,772,000 | 13,862,000 | 13,973,000 | 14,095,000 |
| Risk-weighted assets | 40,918,000 | 41,953,000 | 42,848,000 | 43,628,000 |