Call reports 2025
BANK OF EASTERN OREGON — 2025
What BANK OF EASTERN OREGON reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 897,525,000 | 883,540,000 | 910,202,000 | 960,382,000 |
| Total loans | 602,568,000 | 624,979,000 | 618,251,000 | 619,482,000 |
| Allowance for loan losses | 6,788,000 | 6,796,000 | 6,811,000 | 6,833,000 |
| Securities available for sale | 207,070,000 | 197,339,000 | 198,576,000 | 197,652,000 |
| Securities held to maturity | 2,976,000 | 3,695,000 | 3,320,000 | 3,613,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 797,729,000 | 777,463,000 | 803,247,000 | 849,933,000 |
| Interest-bearing deposits | 589,696,000 | 574,741,000 | 587,208,000 | 599,638,000 |
| Noninterest-bearing deposits | 208,033,000 | 202,722,000 | 216,039,000 | 250,295,000 |
| Equity capital | 91,950,000 | 95,225,000 | 99,429,000 | 101,780,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 13,263,000 | 27,212,000 | 41,150,000 | 55,536,000 |
| Interest expense | 1,216,000 | 2,485,000 | 3,894,000 | 5,320,000 |
| Net interest income | 12,047,000 | 24,727,000 | 37,256,000 | 50,216,000 |
| Noninterest income | 901,000 | 1,767,000 | 2,720,000 | 3,715,000 |
| Noninterest expense | 7,609,000 | 15,567,000 | 24,068,000 | 31,822,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 5,339,000 | 10,927,000 | 15,908,000 | 22,109,000 |
| Income tax | 1,330,000 | 2,705,000 | 3,937,000 | 5,524,000 |
| Net income | 4,009,000 | 8,222,000 | 11,971,000 | 16,585,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 93,692,000 | 96,949,000 | 99,713,000 | 101,959,000 |