Call reports 2021
BANK OF EASTERN OREGON — 2021
What BANK OF EASTERN OREGON reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 710,253,000 | 722,445,000 | 770,684,000 | 820,630,000 |
| Total loans | 513,743,000 | 503,920,000 | 475,050,000 | 471,872,000 |
| Allowance for loan losses | 5,140,000 | 4,737,000 | 5,064,000 | 5,395,000 |
| Securities available for sale | 16,570,000 | 19,684,000 | 17,647,000 | 40,086,000 |
| Securities held to maturity | 1,277,000 | 1,277,000 | 1,277,000 | 710,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 652,139,000 | 661,989,000 | 707,220,000 | 753,883,000 |
| Interest-bearing deposits | 471,648,000 | 483,991,000 | 498,786,000 | 538,170,000 |
| Noninterest-bearing deposits | 180,491,000 | 177,998,000 | 208,434,000 | 215,713,000 |
| Equity capital | 54,552,000 | 56,568,000 | 59,137,000 | 62,209,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 6,739,000 | 14,342,000 | 23,062,000 | 29,888,000 |
| Interest expense | 185,000 | 363,000 | 539,000 | 715,000 |
| Net interest income | 6,554,000 | 13,979,000 | 22,523,000 | 29,173,000 |
| Noninterest income | 911,000 | 1,887,000 | 2,809,000 | 3,663,000 |
| Noninterest expense | 5,364,000 | 10,891,000 | 16,606,000 | 22,205,000 |
| Provision for loan losses | 120,000 | 240,000 | 540,000 | 840,000 |
| Pretax income | 1,981,000 | 4,735,000 | 8,186,000 | 9,791,000 |
| Income tax | 512,000 | 1,250,000 | 2,117,000 | 2,364,000 |
| Net income | 1,469,000 | 3,485,000 | 6,069,000 | 7,427,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,903,000 | 54,968,000 | 57,598,000 | 60,839,000 |
| Total capital | — | — | 62,687,000 | 66,259,000 |
| Risk-weighted assets | — | — | 551,366,000 | 537,179,000 |