Call reports 2020
BANK OF EASTERN OREGON — 2020
What BANK OF EASTERN OREGON reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 485,712,000 | 651,643,000 | 692,812,000 | 666,291,000 |
| Total loans | 428,022,000 | 521,721,000 | 523,310,000 | 496,715,000 |
| Allowance for loan losses | 4,462,000 | 4,713,000 | 5,012,000 | 5,012,000 |
| Securities available for sale | 13,706,000 | 10,449,000 | 12,533,000 | 11,233,000 |
| Securities held to maturity | 1,822,000 | 1,822,000 | 1,822,000 | 1,277,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 433,225,000 | 527,196,000 | 553,032,000 | 609,363,000 |
| Interest-bearing deposits | 315,760,000 | 389,624,000 | 402,205,000 | 439,355,000 |
| Noninterest-bearing deposits | 117,465,000 | 137,572,000 | 150,827,000 | 170,008,000 |
| Equity capital | 49,765,000 | 51,025,000 | 52,547,000 | 53,072,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 6,548,000 | 13,419,000 | 20,497,000 | 27,850,000 |
| Interest expense | 292,000 | 585,000 | 864,000 | 1,067,000 |
| Net interest income | 6,256,000 | 12,834,000 | 19,633,000 | 26,783,000 |
| Noninterest income | 722,000 | 1,372,000 | 1,983,000 | 2,802,000 |
| Noninterest expense | 5,214,000 | 10,189,000 | 15,382,000 | 21,329,000 |
| Provision for loan losses | 150,000 | 400,000 | 700,000 | 700,000 |
| Pretax income | 1,614,000 | 3,617,000 | 5,534,000 | 7,556,000 |
| Income tax | 395,000 | 865,000 | 1,238,000 | 1,574,000 |
| Net income | 1,219,000 | 2,752,000 | 4,296,000 | 5,982,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,864,000 | 49,180,000 | 50,777,000 | 51,368,000 |
| Total capital | 52,351,000 | — | — | — |
| Risk-weighted assets | 485,582,000 | — | — | — |