Call reports 2019
BANK OF EASTERN OREGON — 2019
What BANK OF EASTERN OREGON reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 467,773,000 | 469,401,000 | 482,747,000 | 491,350,000 |
| Total loans | 344,050,000 | 387,999,000 | 405,695,000 | 433,401,000 |
| Allowance for loan losses | 3,936,000 | 4,092,000 | 4,202,000 | 4,298,000 |
| Securities available for sale | 31,031,000 | 27,182,000 | 21,273,000 | 19,173,000 |
| Securities held to maturity | 2,347,000 | 2,347,000 | 2,347,000 | 1,822,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 421,426,000 | 421,891,000 | 432,364,000 | 440,552,000 |
| Interest-bearing deposits | 320,765,000 | 321,672,000 | 314,284,000 | 314,778,000 |
| Noninterest-bearing deposits | 100,661,000 | 100,219,000 | 118,080,000 | 125,774,000 |
| Equity capital | 43,874,000 | 44,799,000 | 46,942,000 | 47,613,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 5,865,000 | 11,750,000 | 18,028,000 | 24,380,000 |
| Interest expense | 277,000 | 567,000 | 1,005,000 | 1,352,000 |
| Net interest income | 5,588,000 | 11,183,000 | 17,023,000 | 23,028,000 |
| Noninterest income | 671,000 | 1,526,000 | 2,464,000 | 3,389,000 |
| Noninterest expense | 4,626,000 | 9,444,000 | 14,319,000 | 19,371,000 |
| Provision for loan losses | 120,000 | 870,000 | 1,020,000 | 1,120,000 |
| Pretax income | 1,513,000 | 2,395,000 | 4,148,000 | 5,926,000 |
| Income tax | 310,000 | 447,000 | 892,000 | 1,266,000 |
| Net income | 1,203,000 | 1,948,000 | 3,256,000 | 4,660,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,798,000 | 42,577,000 | 44,763,000 | 45,512,000 |
| Total capital | 45,759,000 | 46,694,000 | 48,990,000 | 49,835,000 |
| Risk-weighted assets | 384,458,000 | 439,363,000 | 460,613,000 | 484,351,000 |