Call reports 2018
BANK OF EASTERN OREGON — 2018
What BANK OF EASTERN OREGON reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 393,310,000 | 400,187,000 | 401,372,000 | 414,528,000 |
| Total loans | 316,486,000 | 333,765,000 | 327,990,000 | 328,195,000 |
| Allowance for loan losses | 3,647,000 | 4,185,000 | 4,158,000 | 3,556,000 |
| Securities available for sale | 27,583,000 | 23,542,000 | 27,500,000 | 31,404,000 |
| Securities held to maturity | 2,851,000 | 2,851,000 | 2,852,000 | 2,347,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 349,903,000 | 356,231,000 | 355,890,000 | 368,216,000 |
| Interest-bearing deposits | 263,894,000 | 274,380,000 | 268,084,000 | 275,203,000 |
| Noninterest-bearing deposits | 86,009,000 | 81,851,000 | 87,806,000 | 93,013,000 |
| Equity capital | 40,542,000 | 41,439,000 | 42,690,000 | 42,998,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 4,799,000 | 9,774,000 | 15,007,000 | 20,253,000 |
| Interest expense | 189,000 | 396,000 | 605,000 | 838,000 |
| Net interest income | 4,610,000 | 9,378,000 | 14,402,000 | 19,415,000 |
| Noninterest income | 681,000 | 1,431,000 | 2,050,000 | 2,738,000 |
| Noninterest expense | 3,841,000 | 7,552,000 | 11,539,000 | 15,348,000 |
| Provision for loan losses | 300,000 | 850,000 | 850,000 | 1,300,000 |
| Pretax income | 1,150,000 | 2,407,000 | 4,063,000 | 5,505,000 |
| Income tax | 307,000 | 607,000 | 955,000 | 1,194,000 |
| Net income | 843,000 | 1,800,000 | 3,108,000 | 4,311,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,784,000 | 40,745,000 | 41,999,000 | 42,214,000 |
| Total capital | 43,456,000 | 44,955,000 | 46,182,000 | 45,795,000 |
| Risk-weighted assets | 356,154,000 | 370,943,000 | 370,425,000 | 372,169,000 |