Call reports 2017
BANK OF EASTERN OREGON — 2017
What BANK OF EASTERN OREGON reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 376,738,000 | 395,669,000 | 403,555,000 | 414,352,000 |
| Total loans | 307,575,000 | 325,942,000 | 331,126,000 | 322,187,000 |
| Allowance for loan losses | 3,585,000 | 4,087,000 | 4,132,000 | 3,318,000 |
| Securities available for sale | 18,510,000 | 17,233,000 | 16,458,000 | 23,085,000 |
| Securities held to maturity | 3,336,000 | 3,336,000 | 3,337,000 | 2,851,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 334,419,000 | 352,635,000 | 359,350,000 | 370,635,000 |
| Interest-bearing deposits | 251,019,000 | 267,260,000 | 272,237,000 | 276,444,000 |
| Noninterest-bearing deposits | 83,400,000 | 85,375,000 | 87,113,000 | 94,191,000 |
| Equity capital | 39,333,000 | 40,016,000 | 40,641,000 | 40,465,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,526,000 | 9,141,000 | 14,062,000 | 19,072,000 |
| Interest expense | 157,000 | 320,000 | 495,000 | 677,000 |
| Net interest income | 4,369,000 | 8,821,000 | 13,567,000 | 18,395,000 |
| Noninterest income | 583,000 | 1,177,000 | 1,811,000 | 2,423,000 |
| Noninterest expense | 3,617,000 | 7,195,000 | 10,875,000 | 14,577,000 |
| Provision for loan losses | 0 | 200,000 | 500,000 | 600,000 |
| Pretax income | 1,335,000 | 2,603,000 | 4,003,000 | 5,641,000 |
| Income tax | 462,000 | 897,000 | 1,409,000 | 2,239,000 |
| Net income | 873,000 | 1,706,000 | 2,594,000 | 3,402,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,549,000 | 39,723,000 | 39,849,000 | 39,932,000 |
| Total capital | 42,159,000 | 43,835,000 | 44,006,000 | 43,275,000 |
| Risk-weighted assets | 335,030,000 | 358,477,000 | 368,023,000 | 356,753,000 |