Call reports 2016
BANK OF EASTERN OREGON — 2016
What BANK OF EASTERN OREGON reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 351,867,000 | 349,527,000 | 376,060,000 | 382,103,000 |
| Total loans | 287,244,000 | 295,893,000 | 295,401,000 | 305,719,000 |
| Allowance for loan losses | 3,202,000 | 3,250,000 | 4,001,000 | 3,465,000 |
| Securities available for sale | 16,669,000 | 14,335,000 | 15,032,000 | 18,935,000 |
| Securities held to maturity | 3,802,000 | 3,803,000 | 3,803,000 | 3,336,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 312,926,000 | 309,256,000 | 334,513,000 | 340,227,000 |
| Interest-bearing deposits | 237,381,000 | 234,749,000 | 255,578,000 | 255,042,000 |
| Noninterest-bearing deposits | 75,545,000 | 74,507,000 | 78,935,000 | 85,185,000 |
| Equity capital | 37,000,000 | 37,892,000 | 38,670,000 | 38,648,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 4,336,000 | 8,803,000 | 13,288,000 | 17,858,000 |
| Interest expense | 160,000 | 323,000 | 492,000 | 647,000 |
| Net interest income | 4,176,000 | 8,480,000 | 12,796,000 | 17,211,000 |
| Noninterest income | 568,000 | 1,141,000 | 1,657,000 | 2,218,000 |
| Noninterest expense | 3,388,000 | 6,768,000 | 10,214,000 | 13,625,000 |
| Provision for loan losses | 0 | 50,000 | 350,000 | 350,000 |
| Pretax income | 1,356,000 | 2,803,000 | 3,889,000 | 5,454,000 |
| Income tax | 487,000 | 1,037,000 | 1,314,000 | 1,752,000 |
| Net income | 869,000 | 1,766,000 | 2,575,000 | 3,702,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,134,000 | 37,148,000 | 37,966,000 | 37,898,000 |
| Total capital | 39,361,000 | 40,423,000 | 41,992,000 | 41,388,000 |
| Risk-weighted assets | 299,609,000 | 310,680,000 | 321,871,000 | 330,852,000 |