Call reports 2015
BANK OF EASTERN OREGON — 2015
What BANK OF EASTERN OREGON reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 339,742,000 | 342,957,000 | 340,731,000 | 357,403,000 |
| Total loans | 276,398,000 | 293,755,000 | 285,346,000 | 286,738,000 |
| Allowance for loan losses | 2,762,000 | 3,027,000 | 3,206,000 | 3,209,000 |
| Securities available for sale | 13,278,000 | 12,841,000 | 11,596,000 | 18,137,000 |
| Securities held to maturity | 4,251,000 | 4,251,000 | 4,252,000 | 3,802,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 303,696,000 | 305,548,000 | 302,199,000 | 318,418,000 |
| Interest-bearing deposits | 223,936,000 | 235,692,000 | 227,916,000 | 237,288,000 |
| Noninterest-bearing deposits | 79,760,000 | 69,856,000 | 74,283,000 | 81,130,000 |
| Equity capital | 34,469,000 | 35,335,000 | 36,185,000 | 36,473,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,834,000 | 8,351,000 | 12,898,000 | 17,590,000 |
| Interest expense | 203,000 | 374,000 | 543,000 | 707,000 |
| Net interest income | 3,631,000 | 7,977,000 | 12,355,000 | 16,883,000 |
| Noninterest income | 492,000 | 1,063,000 | 1,606,000 | 2,242,000 |
| Noninterest expense | 3,055,000 | 6,303,000 | 9,790,000 | 13,229,000 |
| Provision for loan losses | 271,000 | 543,000 | 724,000 | 724,000 |
| Pretax income | 797,000 | 2,194,000 | 3,447,000 | 5,172,000 |
| Income tax | 194,000 | 689,000 | 1,101,000 | 1,674,000 |
| Net income | 603,000 | 1,505,000 | 2,346,000 | 3,498,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,650,000 | 34,568,000 | 35,418,000 | 35,725,000 |
| Total capital | 36,437,000 | 37,620,000 | 38,649,000 | 38,959,000 |
| Risk-weighted assets | 298,940,000 | 308,508,000 | 297,813,000 | 299,729,000 |