Call reports 2013
BANK OF EASTERN OREGON — 2013
What BANK OF EASTERN OREGON reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 293,692,000 | 286,885,000 | 294,679,000 | 298,897,000 |
| Total loans | 224,902,000 | 246,613,000 | 245,762,000 | 243,423,000 |
| Allowance for loan losses | 2,699,000 | 2,960,000 | 3,091,000 | 3,600,000 |
| Securities available for sale | 14,931,000 | 14,156,000 | 14,530,000 | 14,632,000 |
| Securities held to maturity | 5,097,000 | 5,097,000 | 5,098,000 | 4,682,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 262,069,000 | 253,618,000 | 262,298,000 | 266,214,000 |
| Interest-bearing deposits | 198,874,000 | 200,194,000 | 200,360,000 | 202,046,000 |
| Noninterest-bearing deposits | 63,195,000 | 53,424,000 | 61,938,000 | 64,168,000 |
| Equity capital | 29,950,000 | 29,056,000 | 29,797,000 | 29,870,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,691,000 | 7,493,000 | 11,475,000 | 15,322,000 |
| Interest expense | 214,000 | 420,000 | 628,000 | 821,000 |
| Net interest income | 3,477,000 | 7,073,000 | 10,847,000 | 14,501,000 |
| Noninterest income | 132,000 | 658,000 | 1,290,000 | 1,784,000 |
| Noninterest expense | 2,650,000 | 5,276,000 | 8,049,000 | 10,857,000 |
| Provision for loan losses | 230,000 | 490,000 | 730,000 | 1,210,000 |
| Pretax income | 729,000 | 1,965,000 | 3,358,000 | 4,218,000 |
| Income tax | 250,000 | 674,000 | 1,199,000 | 1,333,000 |
| Net income | 479,000 | 1,291,000 | 2,159,000 | 2,885,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,572,000 | 28,796,000 | 29,697,000 | 29,856,000 |
| Total capital | 32,296,000 | 31,781,000 | 32,813,000 | 32,931,000 |
| Risk-weighted assets | 230,514,000 | 247,787,000 | 253,811,000 | 245,484,000 |