Call reports 2012
BANK OF EASTERN OREGON — 2012
What BANK OF EASTERN OREGON reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 268,213,000 | 268,785,000 | 277,023,000 | 284,716,000 |
| Total loans | 202,821,000 | 217,476,000 | 222,026,000 | 227,243,000 |
| Allowance for loan losses | 2,615,000 | 2,373,000 | 2,432,000 | 2,467,000 |
| Securities available for sale | 19,000,000 | 17,093,000 | 13,154,000 | 14,299,000 |
| Securities held to maturity | 5,491,000 | 5,491,000 | 5,492,000 | 5,096,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 238,702,000 | 238,750,000 | 245,825,000 | 253,260,000 |
| Interest-bearing deposits | 184,403,000 | 184,523,000 | 185,053,000 | 189,391,000 |
| Noninterest-bearing deposits | 54,299,000 | 54,227,000 | 60,772,000 | 63,869,000 |
| Equity capital | 28,072,000 | 28,659,000 | 29,393,000 | 29,524,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,360,000 | 6,799,000 | 10,489,000 | 14,218,000 |
| Interest expense | 236,000 | 480,000 | 720,000 | 943,000 |
| Net interest income | 3,124,000 | 6,319,000 | 9,769,000 | 13,275,000 |
| Noninterest income | 583,000 | 1,045,000 | 1,552,000 | 1,953,000 |
| Noninterest expense | 2,383,000 | 4,906,000 | 7,440,000 | 10,070,000 |
| Provision for loan losses | 225,000 | 450,000 | 675,000 | 1,090,000 |
| Pretax income | 1,099,000 | 2,008,000 | 3,259,000 | 4,121,000 |
| Income tax | 318,000 | 601,000 | 1,011,000 | 1,326,000 |
| Net income | 781,000 | 1,407,000 | 2,248,000 | 2,795,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,422,000 | 28,085,000 | 28,962,000 | 29,060,000 |
| Total capital | 30,037,000 | 30,483,000 | 31,419,000 | 31,552,000 |
| Risk-weighted assets | 209,571,000 | 222,938,000 | 224,187,000 | 229,593,000 |