Call reports 2013
BROWARD BANK OF COMMERCE — 2013
What BROWARD BANK OF COMMERCE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 145,214,000 | 150,496,000 | 156,019,000 | 158,930,000 |
| Total loans | 101,053,000 | 102,362,000 | 107,071,000 | 105,020,000 |
| Allowance for loan losses | 1,677,000 | 1,831,000 | 1,872,000 | 1,878,000 |
| Securities available for sale | 34,004,000 | 34,554,000 | 40,404,000 | 41,179,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,713,000 | 126,170,000 | 132,811,000 | 136,149,000 |
| Interest-bearing deposits | 97,259,000 | 104,090,000 | 110,050,000 | 110,595,000 |
| Noninterest-bearing deposits | 27,454,000 | 22,080,000 | 22,761,000 | 25,554,000 |
| Equity capital | 18,317,000 | 18,119,000 | 18,261,000 | 18,666,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,607,000 | 3,342,000 | 5,026,000 | 6,847,000 |
| Interest expense | 212,000 | 422,000 | 680,000 | 950,000 |
| Net interest income | 1,395,000 | 2,920,000 | 4,346,000 | 5,897,000 |
| Noninterest income | 87,000 | 171,000 | 438,000 | 767,000 |
| Noninterest expense | 1,208,000 | 2,373,000 | 3,479,000 | 4,597,000 |
| Provision for loan losses | 226,000 | 380,000 | 421,000 | 427,000 |
| Pretax income | 48,000 | 327,000 | 860,000 | 1,616,000 |
| Income tax | 11,000 | 131,000 | 344,000 | 556,000 |
| Net income | 37,000 | 196,000 | 516,000 | 1,060,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,887,000 | 18,085,000 | 18,492,000 | 19,034,000 |
| Total capital | 19,305,000 | 19,522,000 | 19,938,000 | 20,524,000 |
| Risk-weighted assets | 113,017,000 | 114,406,000 | 115,101,000 | 118,671,000 |