Call reports 2012
BROWARD BANK OF COMMERCE — 2012
What BROWARD BANK OF COMMERCE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 125,664,000 | 139,621,000 | 129,023,000 | 142,630,000 |
| Total loans | 85,106,000 | 91,511,000 | 94,531,000 | 98,046,000 |
| Allowance for loan losses | 1,217,000 | 1,363,000 | 1,446,000 | 1,451,000 |
| Securities available for sale | 34,256,000 | 32,021,000 | 27,055,000 | 31,597,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,462,000 | 117,018,000 | 107,895,000 | 122,102,000 |
| Interest-bearing deposits | 87,918,000 | 98,164,000 | 89,684,000 | 96,277,000 |
| Noninterest-bearing deposits | 15,544,000 | 18,854,000 | 18,211,000 | 25,825,000 |
| Equity capital | 17,824,000 | 18,110,000 | 18,155,000 | 18,304,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,607,000 | 3,183,000 | 4,873,000 | 6,551,000 |
| Interest expense | 272,000 | 540,000 | 789,000 | 1,014,000 |
| Net interest income | 1,335,000 | 2,643,000 | 4,084,000 | 5,537,000 |
| Noninterest income | 35,000 | 246,000 | 355,000 | 473,000 |
| Noninterest expense | 1,050,000 | 2,139,000 | 3,282,000 | 4,394,000 |
| Provision for loan losses | 47,000 | 193,000 | 276,000 | 281,000 |
| Pretax income | 343,000 | 644,000 | 934,000 | 1,465,000 |
| Income tax | 0 | 120,000 | 245,000 | 566,000 |
| Net income | 343,000 | 524,000 | 689,000 | 899,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,224,000 | 17,536,000 | 17,036,000 | 17,599,000 |
| Total capital | 18,353,000 | 18,729,000 | 18,277,000 | 18,975,000 |
| Risk-weighted assets | 90,271,000 | 95,262,000 | 99,075,000 | 109,977,000 |