Call reports 2015
FIRST COMMUNITY BANK, NATIONAL ASSOCIATION — 2015
What FIRST COMMUNITY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 617,784,000 | 621,563,000 | 628,532,000 | 650,984,000 |
| Total loans | 472,059,000 | 484,826,000 | 484,600,000 | 484,742,000 |
| Allowance for loan losses | 5,978,000 | 5,903,000 | 6,029,000 | 5,832,000 |
| Securities available for sale | 69,228,000 | 66,455,000 | 64,672,000 | 62,656,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 549,459,000 | 553,890,000 | 557,544,000 | 554,633,000 |
| Interest-bearing deposits | 421,316,000 | 427,487,000 | 429,538,000 | 422,720,000 |
| Noninterest-bearing deposits | 128,143,000 | 126,403,000 | 128,006,000 | 131,913,000 |
| Equity capital | 64,253,000 | 64,769,000 | 66,671,000 | 82,614,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 6,391,000 | 12,682,000 | 19,232,000 | 25,813,000 |
| Interest expense | 803,000 | 1,645,000 | 2,517,000 | 3,392,000 |
| Net interest income | 5,588,000 | 11,037,000 | 16,715,000 | 22,421,000 |
| Noninterest income | 697,000 | 1,597,000 | 3,744,000 | 4,419,000 |
| Noninterest expense | 5,270,000 | 10,383,000 | 16,401,000 | 21,480,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,015,000 | 2,251,000 | 4,058,000 | 5,360,000 |
| Income tax | 5,000 | 22,000 | 69,000 | -29,543,000 |
| Net income | 1,010,000 | 2,229,000 | 3,989,000 | 34,903,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 64,172,000 | 65,420,000 | 67,207,000 | 60,296,000 |
| Total capital | 70,203,000 | 71,383,000 | 73,315,000 | 66,202,000 |
| Risk-weighted assets | 507,835,000 | 524,271,000 | 535,428,000 | 537,054,000 |