Call reports 2013
FIRST COMMUNITY BANK, NATIONAL ASSOCIATION — 2013
What FIRST COMMUNITY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 615,676,000 | 619,311,000 | 630,648,000 | 620,667,000 |
| Total loans | 393,108,000 | 424,401,000 | 458,039,000 | 466,229,000 |
| Allowance for loan losses | 6,724,000 | 6,451,000 | 6,372,000 | 6,389,000 |
| Securities available for sale | 92,778,000 | 87,006,000 | 82,932,000 | 80,210,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 545,410,000 | 552,770,000 | 564,235,000 | 556,906,000 |
| Interest-bearing deposits | 433,546,000 | 437,883,000 | 449,103,000 | 438,099,000 |
| Noninterest-bearing deposits | 111,864,000 | 114,887,000 | 115,132,000 | 118,807,000 |
| Equity capital | 65,350,000 | 61,965,000 | 61,577,000 | 58,105,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 6,287,000 | 12,892,000 | 19,650,000 | 26,462,000 |
| Interest expense | 1,027,000 | 2,070,000 | 3,047,000 | 3,984,000 |
| Net interest income | 5,260,000 | 10,822,000 | 16,603,000 | 22,478,000 |
| Noninterest income | -226,000 | -215,000 | 1,148,000 | -205,000 |
| Noninterest expense | 6,671,000 | 13,317,000 | 20,379,000 | 27,622,000 |
| Provision for loan losses | 0 | 0 | -296,000 | 271,000 |
| Pretax income | -1,248,000 | -2,321,000 | -1,943,000 | -5,231,000 |
| Income tax | 9,000 | 18,000 | 18,000 | 0 |
| Net income | -1,257,000 | -2,339,000 | -1,961,000 | -5,231,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 62,501,000 | 61,474,000 | 61,494,000 | 58,314,000 |
| Total capital | 68,117,000 | 67,407,000 | 67,757,000 | 64,562,000 |
| Risk-weighted assets | 461,158,000 | 489,787,000 | 516,556,000 | 515,659,000 |