Call reports 2026
FIRST INDEPENDENCE BANK — 2026
What FIRST INDEPENDENCE BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 875,011,000 | 875,302,000 |
| Total loans | 550,212,000 | 535,327,000 |
| Allowance for loan losses | 14,736,000 | 10,651,000 |
| Securities available for sale | 159,928,000 | 150,683,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 684,233,000 | 703,369,000 |
| Interest-bearing deposits | 470,802,000 | 503,670,000 |
| Noninterest-bearing deposits | 213,431,000 | 199,699,000 |
| Equity capital | 81,453,000 | 82,358,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 9,922,000 | 20,452,000 |
| Interest expense | 3,633,000 | 7,303,000 |
| Net interest income | 6,289,000 | 13,149,000 |
| Noninterest income | 18,080,000 | 29,272,000 |
| Noninterest expense | 14,253,000 | 29,604,000 |
| Provision for loan losses | 35,000 | 260,000 |
| Pretax income | 10,152,000 | 12,751,000 |
| Income tax | 1,920,000 | 2,319,000 |
| Net income | 7,202,000 | 8,484,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 92,335,000 | 93,829,000 |