Call reports 2017
GEORGIA HERITAGE BANK — 2017
What GEORGIA HERITAGE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 87,992,000 | 87,592,000 | 92,813,000 | 94,708,000 |
| Total loans | 60,590,000 | 62,579,000 | 60,963,000 | 62,727,000 |
| Allowance for loan losses | 962,000 | 963,000 | 722,000 | 753,000 |
| Securities available for sale | 10,181,000 | 10,198,000 | 10,682,000 | 10,885,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,362,000 | 76,907,000 | 81,588,000 | 80,264,000 |
| Interest-bearing deposits | 65,054,000 | 63,356,000 | 66,379,000 | 64,959,000 |
| Noninterest-bearing deposits | 13,309,000 | 13,551,000 | 15,209,000 | 15,305,000 |
| Equity capital | 7,096,000 | 7,600,000 | 7,991,000 | 11,085,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,047,000 | 2,139,000 | 3,279,000 | 4,440,000 |
| Interest expense | 70,000 | 142,000 | 218,000 | 295,000 |
| Net interest income | 977,000 | 1,997,000 | 3,061,000 | 4,145,000 |
| Noninterest income | 82,000 | 217,000 | 266,000 | 417,000 |
| Noninterest expense | 693,000 | 1,355,000 | 2,013,000 | 2,674,000 |
| Provision for loan losses | 1,000 | 1,000 | 62,000 | 93,000 |
| Pretax income | 365,000 | 858,000 | 1,252,000 | 1,795,000 |
| Income tax | 0 | 0 | 0 | -2,606,000 |
| Net income | 365,000 | 858,000 | 1,252,000 | 4,401,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,119,000 | 7,611,000 | 8,013,000 | 8,043,000 |
| Total capital | 7,932,000 | 8,442,000 | 8,751,000 | 8,812,000 |
| Risk-weighted assets | 64,815,000 | 66,305,000 | 64,721,000 | 67,861,000 |